As mentioned earlier, real estate is quickly becoming unaffordable throughout the country. In our quest to democratize access to real estate investing, all home offerings on our platform will be funded via equity in a community raise. By providing the tools for individuals to pool their capital together in order to invest in real estate, we can capture the power of what we call community leverage. By definition, leverage is the use of debt (borrowed funds) to amplify returns from an investment. Traditionally people rely on banks to take on leverage for investment, but need to qualify for certain loans by either having enough collateral, a good enough credit score, or high net worth. Not everyone has the means to do that.