The process of buying and selling real estate today is full of friction. Transactions can take months to close, still often require signing physical paperwork that needs to be mailed or faxed, require working with multiple third parties and can cost you tens of thousands of dollars in fees. On top of that, in the age of the internet, many counties across the United States still require you to sign and transfer the deed of a home in-person and register it with the local county’s office. This makes the entire process inefficient and ultimately ends up costing the end consumer more. For example, bank inefficiencies in how they securitize mortgages leads to an additional 100 basis points in the cost of your loan. This might seem small, but even a 0.50% interest rate reduction on a $500,000 mortgage saves $2,500 per year of post-tax salary.